French Inheritance Tax 2025: What UK Residents Need to Know
For UK residents who own assets in France or have relocated there, understanding “inheritance tax in France” (often referred to as “French succession tax”) is very important. The French tax system differs significantly from “UK inheritance tax (IHT)”, making estate planning more complex. Below, we explain how “French inheritance tax rates” work, how they interact […]
Defined Benefit Pensions Transfers 2025 — Pension Transfer Specialist & Insistent Clients
Deciding whether to transfer out of a Defined Benefit (DB) pension scheme in 2025 is one of the most critical financial choices UK pension holders will face. The landscape for pension transfers has become increasingly complex, with regulatory changes, market fluctuations, and personal financial goals all playing a role. Understanding the pros and cons of […]
Should You Invest in the S&P 500 Now?
The S&P 500 is one of the most well-known indices in the world, representing the performance of 500 of the largest U.S. companies. It has historically provided strong long-term returns, making it a go-to choice for many investors. But with the market hitting new highs, you may be wondering: Should I invest now, or wait […]
Are UK Pensions Still Worth It? UK Pension vs ISA Explained
If you’ve been following UK financial news, you will know the Autumn Budget 2024 brought significant changes that are set to impact pension planning.Inheritance tax and UK pensions have been in the spotlight. As you’re probably familiar with by now, from April 2027, UK pension pots will form part of one’s estate for inheritance tax […]
Should I Stop Paying Into My Pension?
With everything that’s going on in the financial world — especially following the Labour Autumn Budget 2024 — it’s no surprise that many people are wondering: should I stop paying into my pension? One of the key takeaways from the budget is that UK pension pots will form part of your estate for Inheritance Tax […]
Is Income Protection Worth It?
Imagine being unable to work because of an illness or accident—how would you manage your monthly bills, like rent or your mortgage? For many of us, losing that steady income would create real financial pressure. That’s exactly why income protection exists. It’s a long-term insurance policy that steps in to provide you with a regular […]
The Ultimate Guide to Defined Benefit Pension Transfers – Everything You Need to Know
If you’ve found this article, it’s highly likely that you have a Defined Benefit (DB) pension scheme and are wondering whether you should transfer it. My name is James Murray, CEO and Founder of Cameron James. Having been in the industry for over fifteen years, I am here to share everything you need to know […]
How Cameron James Help Accountants
In today’s financial landscape, accountants play a crucial role in helping clients navigate tax efficiency. However, while accountants may be familiar with tax laws and allowances, providing comprehensive financial planning advice often falls outside your jurisdiction. That’s where the Cameron James Accountants Partnership Referral Program comes in, a strategic collaboration designed to help accountants offer […]
Defined Benefit Pension Transfer: The Biggest Financial Decision of Your Life?
What do I need to understand about a Defined Benefit Pension Transfer Transferring a Defined Benefit (DB) pension is one of the most significant financial decisions you’ll ever make. You have potentially a Defined Benefit Pension scheme, and you’re trying to ascertain: Should I keep it, or should I transfer out? This is what the […]
What Is The 4% Rule in Retirement UK?
Introduction Retirement planning in the UK and for British expatriates worldwide requires prudent financial management to secure long-term financial stability. Particularly for individuals considering or who have already completed a Defined Contribution or Defined Benefit pension transfer. One well-known guideline is the 4% Rule. Which suggests that withdrawing 4% of your retirement pot annually can […]