Dominic James Murray

CEO, Founder & IFA

Early Career

When it comes to managing your money, it is important to know that you are receiving expert advice and not wasting your time. I am the CEO & Founder of Cameron James, and have 11-years of experience transferring UK pensions. I am a UK RDR qualified Adviser and also a qualified Pension Transfer Specialist (PTS) and specialise in Final Salary (Defined Benefit) Pension Transfers.

Transferring UK pensions has been my sole career. I have completed transfers with every leading Defined Benefit (DB) Trustee (Mercer, Capita, Willis Towers Watson etc) and Defined Contribution (DC) Trustee (Aviva, Scottish Widows, Zurich etc). Accruing industry knowledge that cannot be attained from examinations alone. This experience is invaluable in securing my client’s CETVs in the shortest possible time frame and providing an unparalleled level of service to our clients.

My career in financial services began in 2010 during my Bachelor of Science (B.Sc.) Undergraduate degree at Aston University in England. My degree required me to spend a year abroad working with an established organisation.

As such, I understudied the Senior Area Manager of Benelux at the world’s largest IFA firms in Belgium. I gained exposure to investment strategies with J.P. Morgan, Deutsche Bank and Goldman Sachs and found a work rate that has stayed with me since.

Following that, I joined a rising IFA firm to help build their new Brussels office from the ground up. I was fortunate to work with the CEO, who was inspirational in my early adoption of transparent fee-based advice. I enjoyed the advice industry and extended my 12-month internship across both summers.

In Brussels, I also forged relationships with European Commission and European Parliament clients, whom I still advise today.

Education & Qualifications

My final year was the most enjoyable time of my education, as my workplace experiences in Brussels enriched my studies through the academic theories. Upon graduation, I decided to further my formal business education before returning to the industry. I enrolled for a Master of Science (M.Sc.) in International Business & Strategy at Aston Business School.

Throughout my M.Sc. studies, I retained my industry connections. My dissertation “Institutional Entrepreneurship in the International Financial Services Sector?” was an IFA Industry case study and achieved a distinction from Aston Business School. I went on to be awarded an M.Sc. with First Class Honours.

Achieving First Class Honours presented an opportunity to study an M.Sc. in Finance at EHDEC Business School in Nice. This experience was both challenging and rewarding. Following my B.Sc. and M.Sc., I attained my Investment Advice Diploma (IAD) from the Chartered Institute for Securities & Investments (CISI) qualifying me to provide Financial Advice to a UK FCA standard. The most transparent advice model available globally. As such, whether UK or non-UK residents, my clients have the comfort of knowing I am qualified to a UK gold standard.

Previous to the FCA’s introduction of RDR, any individual could call themselves ‘a Financial Adviser’. This change in regulation ensured that Financial Advice became a profession. Only those qualified to were able to provide advice. I welcomed this change as it raised the bar of financial planning, and I enjoyed my FCA studies.

I have subsequently also passed my Pension Transfer Specialist (PTS) examination, the examination required for providing Defined Benefit Transfer advice. This was a challenging examination, with few participants enrolling for the examination each year. For me, this the gold standard that all Cameron James IFAs must reach.