Summary
Are you turning away UK Pension Transfer enquiries due to lack of expertise or regulatory concerns? Discover why Cameron James is the leading partner for UK pension transfer referrals.
Are you frustrated turning away UK Pension Transfer and switching enquiries? They may be beyond your firm’s expertise, permissions, or involve clients living overseas. Partnering with a UK pension referral partner could be the solution you need.
Discover why advisers trust Cameron James as a key UK pension referral partner. Help your clients secure expert advice. Earn transparent remuneration for every successful introduction.
Find a day and time in our diary below to speak with one of our UK-based and FCA regulated IFA's. You can also drop us a call on 020 3411 2575 if you want to chat now.
The Problem: Cannot Process The Business
Clients often find navigating the complex maze of Defined Benefit and Defined Contribution pension transfers or consolidation daunting. Furthermore, this challenge extends to any accountants, tax advisers and other professional service providers reading this.
Even highly qualified UK IFAs may struggle to facilitate some pension transfers due to firm compliance rules/FCA advice permissions.
The FCA has introduced many regulatory shifts to protect consumers. These changes address the complexity UK and non-UK residents face when making decisions on one of their largest assets. Defined Benefit or Final Salary pensions have seen significant increases in regulation, PI insurance and compliance over the past decade. These changes respond to the repercussions of poor advice given previously.
You may feel frustrated because you cannot help your client. You also risk your client researching and finding another financial adviser later without your introduction. Adviser firms usually want to advise on and oversee all their clients' assets.
The Solution: Cameron James
As a trusted UK pension referral partner, Cameron James ets you refer your client to an expert adviser professionally. For Defined Contribution Transfers, the adviser can provide direct advice. For Defined Benefit Pensions, they help the client get FCA-regulated advice from a third-party Pension Transfer Specialist. We will transparently remunerate you for the introduction if your client proceeds with advice. You'll earn a percentage of the initial advice fees.
Your client will be aware that a percentage of their initial fee with us will be passed back to you for your work and efforts in making the introduction. We like to keep things very transparent.
When you actively refer your client(s) to Cameron James, you protect yourself from losing the client entirely. Another adviser might provide services you cannot offer. We involve accountants and other partners in all financial planning decisions. This lets you strengthen your client relationship and demonstrate added value..
Due Diligence: Regulated & Trusted Partner
Cameron James is an FCA Regulated firm, and all IFA's working at Cameron James are on the FCA register. Which you can find here: FCA Register.
We are an Independent Financial Advisory (IFA) firm, with over a decade of experience with helping clients get advice on their UK pensions, and their other assets and financial planning needs.
Pension transfers are intricate and time-consuming, and it is imperative to have a partner that truly understands their complexities and a proven track record of helping clients obtain advice on their pensions.
If you have a non-UK resident client, we can also assist. Several regulatory bodies oversee our firm, not just the FCA. The US SEC, Gibraltar FSC, and Cyprus SEC also regulate us to provide advice. This robust regulatory framework empowers us to advise clients across Europe, the UK, the US, and other global locations, with existing clients in over 35 countries.
With recent expert pension features in The Financial Times, FT Adviser, Yahoo, The Evening Standard. Upon leaving your enquiry you will automatically receive a detailed Due Diligence pack for you to easily verify any of the above.
Why do Advisers Continue To Introduce or Refer Clients to Cameron James?
Our team is our greatest asset.
Every IFA at Cameron James holds Level 4 qualifications at a minimum, with several Members having, or being on the path to having, Advanced Level 7 Qualifications like the CFA, ACA & CFP.
Many of our advisers hold a Level 6 Pension Transfer Qualification. This qualification lets them become Pension Transfer Specialists and advise on UK Defined Benefit Pensions.
Whether your client is based in the UK or resides internationally, they can have absolute confidence in the proficiency and transparency that our advisers, and the 3rd party Pension Transfer Specialists we use, offer. It is this commitment to excellence, combined with our stringent adherence to best practices, that has made Cameron James a go-to UK pension referral partner for introducing UK pension transfer & Non-UK resident Pensions enquiries to.
- DB Pension Client Specialisation: We uniquely help facilitate UK Defined Benefits (DB) pension transfers for clients both in the UK and abroad. Please note, trusted independent 3rd party FCA-regulated Pension Transfer Specialists complete all Defined Benefit Pension Transfer enquiries with safeguarded benefits. We can also facilitate and process transfers for clients advised to keep their scheme. However, we apply robust compliance steps and handle these cases individually. We typically serve clients with a minimum DB pension CETV of £250,000 due to commercial and compliance requirements.
- Broad Audience Application: Cameron James is an ideal referral partner for fellow UK advisers, who are unable to support their UK clients migrating or retiring outside the UK, but also for other professionals such as solicitors, tax advisers, accountants, mortgage advisers, and more.
- Experience & Expertise: With two decades of collective experience with the UK pension transfer process, we bring high levels of insight and proficiency to the table.
- Transparent: Yup, you guessed it. At Cameron James, transparency is paramount. We operate solely on a fee-basis, and transparently show our Advice Costs online for all clients to see. Commission products, trail paying funds, or anything similar don't find a place in our offerings. Whilst our advice for non-UK residents will be locally regulated i.e. SEC for US clients, our mantra is to provide advice that would meet, or get as close as regulatory possible to, an FCA-standard
Start A Rewarding Partnership with Cameron James
When you refer your clients to Cameron James, the UK’s trusted pension referral partner, you're not just initiating a one-off transaction, you're hopefully establishing a long term, transparent, trustworthy and commercially profitable relationship.
Speak to one of our IFA’s to learn more and if we are the right fit for you and your client(s).